Save, borrow, grow — together as a community.

Any salary-drawing employee of the Basic Education Department within our jurisdiction can apply. Working or retired teachers, clerks, administrative staff — all are welcome. You'll need your EHRMS code, a valid Aadhar, PAN, and a recent salary slip.

Yes. Your deposits are protected by the society's reserves, regulated under the UP Co-operative Societies Act, 2019, audited annually by government-approved auditors, and every transaction is recorded in an immutable audit trail.

Typically 3–5 working days. Your application is first reviewed by the Secretary, then by the Managing Director. You receive notifications at each stage, and can track status in real-time on your dashboard.

Members with existing deposits can access Emergency Overdraft — up to 80% of your FD or Savings balance — usually disbursed within hours, not days. Fill the OD request form in your dashboard.